Build Credit the Smart Way with Chime Credit Builder

A secured card that helps you improve your credit score—without the hidden fees.

Por: Minecred

No Credit Check to Apply

Everyone deserves a chance. With Chime Credit Builder, you can start building credit without a hard inquiry.

No Annual Fees or Interest

Unlike traditional cards, there are zero fees and no interest charges—ever.

Build Credit with Everyday Purchases

Your purchases and payments are reported to the major credit bureaus to help you grow your credit score.

Flexible Credit Limit from Your Own Money

Set your spending limit based on how much you move to your secured Credit Builder account—starting as low as $10.

Smart, Secure, and Fully Digital

Manage everything easily through the Chime app with real-time alerts and automatic payments to avoid missed due dates.

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