The Amazon Prime Rewards Visa Signature Card is a cash back credit card tailored for frequent Amazon and Whole Foods Market shoppers. With up to 5% cash back, no annual fee (with Prime membership), and no foreign transaction fees, it’s one of the most rewarding cards for those deeply embedded in the Amazon ecosystem.
What Is the Amazon Prime Rewards Visa Card?
Issued by Chase and backed by Visa Signature, this card turns everyday Amazon purchases into serious rewards — all while offering travel protections, purchase security, and Visa Signature benefits at no extra cost.
Key Features and Benefits
5% Back at Amazon & Whole Foods Market
Earn 5% cash back on all purchases at Amazon.com and Whole Foods Market — if you’re a Prime member.
Bonus Categories
- 2% back at:
- Restaurants
- Gas stations
- Drugstores
- 1% back on all other purchases
Cash back is earned as points that can be:
- Redeemed at checkout on Amazon
- Converted to statement credits
- Used for gift cards or travel
No Foreign Transaction Fees
Use it abroad with no extra cost — ideal for Prime users who travel.
Built-In Travel & Purchase Protections
Includes:
- Baggage delay insurance
- Lost luggage reimbursement
- Travel accident insurance
- Auto rental collision damage waiver (primary in the U.S.)
- Extended warranty protection
- Purchase protection (against damage or theft)
Visa Signature Benefits
Access to:
- 24/7 concierge
- Hotel and dining offers
- Exclusive events and experiences
No Annual Fee (Prime Membership Required)
You’ll need an eligible Amazon Prime membership, but there’s no additional annual fee for the card itself.
Welcome Bonus
Get a $100 Amazon gift card instantly upon approval — no minimum spend required.
How to Apply
- Go to amazon.com/credit
- Log in with your Prime account
- Apply and get a decision instantly
- Once approved, the gift card is automatically loaded into your account
- Start using the card immediately for Amazon purchases
Conclusion: Is the Amazon Prime Rewards Visa Worth It?
If you spend regularly at Amazon or Whole Foods, this card is a no-brainer. With 5% back on two major spend categories, no foreign transaction fees, and extra perks from Visa Signature, it delivers high value with zero friction — as long as you’re already a Prime member.
✅ Instant rewards
✅ Everyday usability
✅ Best-in-class for Amazon loyalists
The Amazon Prime Rewards Visa Signature Card isn’t just convenient — it’s a cashback engine for digital-era shoppers.chnology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A.; Members FDIC.
