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By: Lhiandra – Credit Specialist
Earn 5% cash back on rotating quarterly categories, allowing you to maximize your rewards across various spending areas.
Enjoy the benefits of a rewarding credit card without the burden of an annual fee, allowing you to maximize your savings.
Take advantage of quarterly rotating bonus categories to earn higher cash back on specific types of purchases, ensuring you get the most out of your spending.
Benefit from a 0% introductory APR on both purchases and balance transfers for the first 14 months, offering a temporary interest-free period.
The Discover It Cash Back Credit Card offers a rewarding experience with 5% cash back in rotating categories and 1% on all other purchases. Enjoy a unique feature where Discover matches all the cash back earned at the end of the first year, doubling your rewards. With no annual fee and a user-friendly mobile app, it's an excellent choice for those seeking simplicity and value in their credit card experience.
Cardholders can earn cash back on purchases made with the Discover It Cash Back Credit Card. The card typically offers 5% cash back in rotating categories (such as gas stations, grocery stores, restaurants, etc.) and 1% cash back on all other purchases. The categories change quarterly.
Yes, cardholders have flexibility in redeeming their cash back. They can redeem for statement credits, direct deposits to their bank account, or use it to make purchases at select retailers.
Discover's Cashback Match is a unique feature that doubles the cash back earned by cardholders in their first year. At the end of the first 12 months, Discover matches all the cash back earned, effectively doubling the rewards.
Discover is widely accepted in the United States, but it may have limited acceptance internationally. There are no foreign transaction fees, making it a suitable choice for travelers.
Choose the Discover It Cash Back Credit Card for its robust security features. It provides free Social Security number alerts, helping safeguard against identity theft. The card also offers zero liability on unauthorized purchases, ensuring you won't be held responsible for fraudulent transactions. With a Freeze It® feature, you can instantly prevent new purchases on your card if it's misplaced, without closing the account. These security measures make the Discover It card a reliable choice for those prioritizing the protection of their financial information.