Fifth Third Cash/Back Card: Consistent Rewards on Every Purchase

The Fifth Third Cash/Back Card is a practical, no-annual-fee credit card designed for people who want an easy way to earn rewards without tracking rotating categories. It offers a flat cash back rate on every purchase, making it a solid choice for those who prefer simplicity.nnCardholders earn unlimited 1.67% cash back on every purchase, every day — no caps, no bonus categories, and no expiration on rewards as long as your account stays open. Cash back can be redeemed as a statement credit, deposited into a Fifth Third account, or used toward savings goals.nnBecause there’s no annual fee, it’s a great card to keep long-term. The predictable earning structure ensures you always know what you’re getting back, making it ideal for those who value consistency and flexibility.

 Advantages of the Fifth Third Cash/Back Card

4 Key Benefits

•  Unlimited 1.67% cash back on all purchases with no caps — an excellent flat rate for everyday spending.
•  No annual fee, so every dollar of cash back earned is true net value with no cost to offset.
•  Flexible redemption options including statement credit, direct deposit, or savings contribution, giving you freedom to use rewards your way.
•  Rewards never expire while your account remains open, letting you build cash back over time and redeem strategically.

 Disadvantages of the Fifth Third Cash/Back Card

2 Considerations Before Applying

• 
  No sign-up bonus, which some competitors offer to boost first-year earnings.
• 
  Flat-rate rewards may be less lucrative than bonus-category cards for heavy spenders in travel or dining.
• 

 How to Apply for the Fifth Third Cash/Back Card

6 Steps to Apply

•  Visit the official Fifth Third Bank website.
•  Go to the credit card section and choose the Fifth Third Cash/Back Card.
•  Click “Apply Now” to start the secure online form.
•  Enter personal, employment, and financial information as requested.
•  Review the rates, terms, and credit details before submission.
•  Submit your application and wait for the approval decision, which is often provided quickly.