U.S. Bank Altitude® Reserve Visa Infinite® Credit Card: Premium Rewards for Modern Lifestyles

Earn 3X Points on Travel and Mobile Wallet Purchases

Por: minecred em

The U.S. Bank Altitude® Reserve Visa Infinite® Credit Card is a premium choice for travelers and digital-first consumers who want maximum rewards on everyday purchases. Unlike many travel cards that restrict high earning rates to niche categories, this card gives you 3X points on both travel and mobile wallet purchases—an exceptional combination in today’s contactless payment world. With a $325 annual travel credit, the card almost pays for itself if you travel regularly. Add to that a 50,000-point sign-up bonus (worth $750 in travel when redeemed through the U.S. Bank Rewards Center) and you immediately unlock value. As a Visa Infinite® card, it also provides luxury benefits such as Priority Pass™ Select airport lounge access, concierge services, and premium travel protections. The card’s flexible redemption structure further increases its appeal: when redeemed for travel, points are worth 50% more. This ensures your rewards go further, whether for flights, hotels, or car rentals. For mobile wallet users, the ability to earn at an accelerated pace makes this one of the most future-ready premium cards in the U.S.

The Advantages of the Altitude® Reserve

Luxury Benefits and Everyday Value in One Card

The Altitude® Reserve offers 3X points per $1 spent on travel and mobile wallet transactions, making it one of the most rewarding cards for modern lifestyles. With mobile wallets becoming the standard, this benefit ensures accelerated earning not just on trips but also on daily purchases like groceries, dining, or shopping when paid via Apple Pay, Google Pay, or Samsung Pay.
This card includes an automatic $325 annual statement credit for eligible travel purchases. This effectively reduces the card’s $400 annual fee to just $75 for frequent travelers. Flights, hotels, car rentals, and other travel expenses qualify, ensuring you can use the credit without restrictions.
New cardholders can earn 50,000 bonus points after spending $4,500 in the first 90 days. When redeemed for travel through the U.S. Bank Rewards Center, points are worth 50% more—turning that bonus into $750 in travel. This multiplier effect ensures every point stretches further toward your travel goals.
As a Visa Infinite® product, the Altitude® Reserve includes luxury travel and lifestyle perks: Priority Pass™ Select lounge access, concierge service, and strong travel protections like trip cancellation/interruption coverage, baggage delay insurance, and auto rental collision damage waiver. These benefits elevate your travel experience and add peace of mind.

The Disadvantages of the Altitude® Reserve

Know some disadvantages of this card:

At $400 annually, the Altitude® Reserve carries a premium price tag. However, the $325 annual travel credit offsets most of this cost, making it worthwhile for anyone who spends at least that amount on travel each year. In practice, frequent travelers will find the fee easy to justify.
The 3X rewards rate on mobile wallet purchases is a standout feature, but it favors consumers who frequently use Apple Pay, Google Pay, or Samsung Pay. If you rarely use digital wallets, you might not fully maximize the card’s unique advantage. Still, the travel benefits remain strong regardless.
Variable Interest Rates

How to Apply for the U.S. Bank Altitude® Reserve Visa Infinite® Credit Card

Go to the official U.S. Bank website and navigate to the Altitude® Reserve Visa Infinite® card page.
Click Apply Now to begin your secure application.
Fill in your personal details such as full name, Social Security number, date of birth, and contact information.
Provide your financial and employment information, including annual income and housing status.
Carefully review the terms, conditions, rates, and fees to make sure the card fits your financial goals.
Submit your application and wait for a decision—many applicants receive approval within minutes.

APPLY NOW