The American Express® Green Card is a standout credit card designed for discerning travelers and dining enthusiasts alike. With its attractive rewards program, travel perks, and unique benefits, this card offers exceptional value for those who enjoy exploring the world and savoring culinary experiences.

The Green Card combines style and substance, providing cardholders with access to exclusive benefits and a robust Membership Rewards® Points program. Let’s delve deeper into what makes this card a compelling choice for your wallet.

Key information about the credit card

The American Express® Green Card is known for its generous rewards structure. Cardholders earn 3X points on eligible travel purchases, including flights, hotels, car rentals, cruises, and more. Additionally, dining at restaurants worldwide, including takeout and delivery in the US, earns you 3X points, making this card a favorite among food enthusiasts.

How does the annual fee work?

The American Express® Green Card comes with an annual fee of $150, which is billed annually on your account statement. While this fee may seem significant, the card’s benefits, rewards, and travel perks often offset this cost, especially for those who frequently travel or dine out.

How is the credit limit determined?

For traditional credit cards like the American Express® Green Card, the credit limit is determined based on various factors, including your credit history, income level, and overall creditworthiness. Prepaid cards, on the other hand, allow you to set your credit limit by depositing funds into the card account.

Advantages of the credit card

• Generous rewards: Earn 3X points on travel, including flights, hotels, tours, car rentals, and more.

• Dining rewards: Enjoy 3X points on dining worldwide, covering takeout and delivery in the US.

• Travel benefits: No foreign transaction fees and access to American Express Experiences.

• CLEAR® Plus Credit: Receive up to $189 back annually on CLEAR® Plus membership.

• Lounge access: Get up to $100 in statement credits each year for lounge access through LoungeBuddy.

Standout advantage

The standout advantage of the American Express® Green Card is its ability to earn 3X points on a wide range of travel and dining expenses. This generous rewards structure allows cardholders to maximize their points earnings and redeem them for meaningful rewards.

Disadvantages

• Annual fee: The annual fee of $150 may deter some potential applicants, especially those who do not maximize the card’s benefits.

• Credit limit: The credit limit assigned may not meet the needs of highspending individuals or frequent travelers.

• Acceptance: American Express may not be as widely accepted globally as Visa or Mastercard.

Standout disadvantage

One notable disadvantage of the American Express® Green Card is its annual fee. While the benefits can outweigh this cost for frequent travelers, occasional users may find it less appealing.

Who can apply for this card?

Applying for the American Express® Green Card involves meeting certain eligibility requirements that applicants must fulfill. Firstly, individuals must be at least 18 years old to qualify for consideration. Additionally, they should have a sufficient income that meets the creditworthiness standards set forth by American Express. 

While a good credit history is preferred, it’s essential to note that approval is not guaranteed for those with less-than-stellar credit. During the application process, applicants will need to provide proof of their income to demonstrate their ability to manage the card responsibly. 

These criteria collectively ensure that cardholders are financially capable and responsible, aligning with American Express’s commitment to providing reliable and secure financial services. Meeting these requirements not only benefits the applicant but also contributes to maintaining the integrity and credibility of the American Express cardholder community.

How to apply for the American Express® Green Card

Applying for the American Express® Green Card is simple and can be done online or through the mobile app:

For the website

To apply for the American Express® Green Card, begin by accessing the official American Express website. Once there, find your way to the specific page dedicated to the American Express® Green Card. On this page, locate and click on the prominent “Apply Now” button to initiate your application process.

The subsequent step involves filling out the comprehensive online application form. This form will prompt you to furnish essential details encompassing personal information such as your full name, date of birth, contact information, and residential address. Additionally, the application will necessitate financial particulars, including your income and employment status.

Ensure accuracy and completeness when entering this information to facilitate a smooth processing of your application. Once all required fields are adequately filled out and reviewed for accuracy, proceed to submit your application via the designated online submission portal.

Upon submission, your application will undergo a thorough review by American Express. This review process is essential for evaluating your eligibility and determining your creditworthiness for the American Express® Green Card. Be prepared to await the outcome of this assessment, as American Express diligently evaluates each application to ensure compliance with their criteria and guidelines.

Through the app

To begin your application for the American Express® Green Card, the first step is to download the American Express mobile app from your preferred app store onto your smartphone or tablet. Once the app is installed, proceed to either log in to your existing American Express account or create a new account if you haven’t done so previously.

Upon successful login or account creation, navigate within the app to the “Credit Cards” section. Here, you’ll find a selection of credit card options offered by American Express. Locate and select the American Express® Green Card from the list of available cards.

Next, follow the prompts provided within the app to initiate and complete your card application securely. The app will guide you through the necessary steps, which typically include entering personal information like your name, address, date of birth, and contact details. Additionally, you’ll be required to provide financial information such as your income and employment status.

Ensure that all information entered is accurate and up-to-date before proceeding to submit your application through the app. American Express takes security seriously, so rest assured that your application will be transmitted securely using the app’s encryption protocols.

After submitting your application, you can track its progress directly within the app. American Express will review your application and determine your eligibility for the American Express® Green Card based on their criteria. Be prepared to await a response from American Express regarding the status of your application.